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	<title>Hirby.com &#187; insurance</title>
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		<title>How long should I give the insurance company to respond to my claim before following up? (Health Insurance)?</title>
		<link>http://hirby.com/how-long-should-i-give-the-insurance-company-to-respond-to-my-claim-before-following-up-health-insurance/</link>
		<comments>http://hirby.com/how-long-should-i-give-the-insurance-company-to-respond-to-my-claim-before-following-up-health-insurance/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 18:04:34 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5776</guid>
		<description><![CDATA[I filed a claim with my health insurance carrier (the provider is out of network and does not file for me).
I sent the claim USPS Certified Mail, including all necessary claim forms and an explanation of the claim.
How long should I give the insurance company to respond before following up?  Is 15 business days [...]<p><a href="http://hirby.com/how-long-should-i-give-the-insurance-company-to-respond-to-my-claim-before-following-up-health-insurance/">How long should I give the insurance company to respond to my claim before following up? (Health Insurance)?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
		<wfw:commentRss>http://hirby.com/how-long-should-i-give-the-insurance-company-to-respond-to-my-claim-before-following-up-health-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Whole Life vs. Term Insurance?</title>
		<link>http://hirby.com/whole-life-vs-term-insurance/</link>
		<comments>http://hirby.com/whole-life-vs-term-insurance/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 18:03:46 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5774</guid>
		<description><![CDATA[People always ask about whole life vs. Term Insurance and the insurance salespeople always defend Whole life  and trash Suze Orman (not a fan of her anyway)&#8230; But they fail to prove the point with real hard numbers. Show me how Whole Life beats Term with the additional premium saved being invested in a [...]<p><a href="http://hirby.com/whole-life-vs-term-insurance/">Whole Life vs. Term Insurance?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Whole Life vs. Term Insurance?</title>
		<link>http://hirby.com/whole-life-vs-term-insurance-2/</link>
		<comments>http://hirby.com/whole-life-vs-term-insurance-2/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 18:03:46 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5775</guid>
		<description><![CDATA[People always ask about whole life vs. Term Insurance and the insurance salespeople always defend Whole life  and trash Suze Orman (not a fan of her anyway)&#8230; But they fail to prove the point with real hard numbers. Show me how Whole Life beats Term with the additional premium saved being invested in a [...]<p><a href="http://hirby.com/whole-life-vs-term-insurance-2/">Whole Life vs. Term Insurance?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
		<wfw:commentRss>http://hirby.com/whole-life-vs-term-insurance-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What value does insurance companies go by to determine if car is totaled or not?</title>
		<link>http://hirby.com/what-value-does-insurance-companies-go-by-to-determine-if-car-is-totaled-or-not/</link>
		<comments>http://hirby.com/what-value-does-insurance-companies-go-by-to-determine-if-car-is-totaled-or-not/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 18:03:06 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5773</guid>
		<description><![CDATA[I have 2001 honda civic ex with 140,600 miles on it.  I recently wrecked it and the body work, paint, and labor is coming up to 00.  There is some work under the hood that needs to be done, but I was told to get a seperate estimate for that and contact the [...]<p><a href="http://hirby.com/what-value-does-insurance-companies-go-by-to-determine-if-car-is-totaled-or-not/">What value does insurance companies go by to determine if car is totaled or not?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do car insurance companies look at your mileage?</title>
		<link>http://hirby.com/do-car-insurance-companies-look-at-your-mileage/</link>
		<comments>http://hirby.com/do-car-insurance-companies-look-at-your-mileage/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 18:01:21 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5772</guid>
		<description><![CDATA[I notes a significan&#8217;t drop in my monthly quote if I lied about how many miles I intended on driving on a regular basis&#8230;


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Do car insurance companies look at your mileage? courtesy of: Hirby.comNo tags for this post.<p><a href="http://hirby.com/do-car-insurance-companies-look-at-your-mileage/">Do car insurance companies look at your mileage?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
		<wfw:commentRss>http://hirby.com/do-car-insurance-companies-look-at-your-mileage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which car insurance company has the lowest rates?</title>
		<link>http://hirby.com/which-car-insurance-company-has-the-lowest-rates/</link>
		<comments>http://hirby.com/which-car-insurance-company-has-the-lowest-rates/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 18:01:13 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5771</guid>
		<description><![CDATA[Due to a terrible mix-up with State Farm, I&#8217;m going to have to leave them.  It&#8217;s been years since I shopped for car insurance; for a 23 year old married woman with a great credit score and no tickets or accidents, who would you recommend getting a quote from?
I&#8217;m looking for the lowest possible [...]<p><a href="http://hirby.com/which-car-insurance-company-has-the-lowest-rates/">Which car insurance company has the lowest rates?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
		<wfw:commentRss>http://hirby.com/which-car-insurance-company-has-the-lowest-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where can i buy an cheap auto insurance?anybody know?</title>
		<link>http://hirby.com/where-can-i-buy-an-cheap-auto-insuranceanybody-know/</link>
		<comments>http://hirby.com/where-can-i-buy-an-cheap-auto-insuranceanybody-know/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 16:46:56 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5770</guid>
		<description><![CDATA[I&#8217;m 19 years old and I have had my license for about a year. I have no speeding tickets and have never been in a wreck. My driving record is picture perfect. I have been driving my moms car and she has had me under her insurance so it was really cheap. But I&#8217;m getting [...]<p><a href="http://hirby.com/where-can-i-buy-an-cheap-auto-insuranceanybody-know/">Where can i buy an cheap auto insurance?anybody know?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
		<wfw:commentRss>http://hirby.com/where-can-i-buy-an-cheap-auto-insuranceanybody-know/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Have you ever heard of MBNA auto insurance?</title>
		<link>http://hirby.com/have-you-ever-heard-of-mbna-auto-insurance/</link>
		<comments>http://hirby.com/have-you-ever-heard-of-mbna-auto-insurance/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 16:28:50 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5769</guid>
		<description><![CDATA[I got into an accident and they have MBNA auto insurance. I cant seem to find anything about it on the web&#8230;
if u know about it how are they with claims?


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Have you ever heard of MBNA auto insurance? courtesy of: Hirby.comNo tags for this post.<p><a href="http://hirby.com/have-you-ever-heard-of-mbna-auto-insurance/">Have you ever heard of MBNA auto insurance?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
		<wfw:commentRss>http://hirby.com/have-you-ever-heard-of-mbna-auto-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do my parents need to adjust my status in their life insurance policy?</title>
		<link>http://hirby.com/do-my-parents-need-to-adjust-my-status-in-their-life-insurance-policy/</link>
		<comments>http://hirby.com/do-my-parents-need-to-adjust-my-status-in-their-life-insurance-policy/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 16:01:12 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5768</guid>
		<description><![CDATA[After getting married, do my parents need to change my status from single to married in the life insurance coverage?
What if I will not tell them that I got married? And I will be buying my own life insurance anyway, with my husband to be.
Sorry if I am totally ignorant about this.


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Do my [...]<p><a href="http://hirby.com/do-my-parents-need-to-adjust-my-status-in-their-life-insurance-policy/">Do my parents need to adjust my status in their life insurance policy?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do my parents need to adjust my status in their life insurance policy?</title>
		<link>http://hirby.com/do-my-parents-need-to-adjust-my-status-in-their-life-insurance-policy-2/</link>
		<comments>http://hirby.com/do-my-parents-need-to-adjust-my-status-in-their-life-insurance-policy-2/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 16:01:12 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">3.5767</guid>
		<description><![CDATA[After getting married, do my parents need to change my status from single to married in the life insurance coverage?
What if I will not tell them that I got married? And I will be buying my own life insurance anyway, with my husband to be.
Sorry if I am totally ignorant about this.


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Do my [...]<p><a href="http://hirby.com/do-my-parents-need-to-adjust-my-status-in-their-life-insurance-policy-2/">Do my parents need to adjust my status in their life insurance policy?</a> courtesy of: <a href="http://hirby.com">Hirby.com</a></p>
]]></description>
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